Totaled car w/ no insurance.....?

Totaled car w/ no insurance.....?

Have a car i owe 13,000 on and totalled it and my insurance had lapsed like 30+ days-yeah i know i am screwed? but whats gonna happen now???the car is at the tow shop accruing huge fees every day it is there....the other car involved had minor damage and no injuries..but of course he went to the ER in an ambulance but i talked to his wife and she said he was fine..just wanted to get checked out??? I can not sleep cause i know i am in a world of sh!t right now....I can not in any way pay to get my car from the tow company...will the bank get it since it is essentially their car??I am also afraid my wages may get garnished...

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